Just two days after we received notification that our chapter 7 bankruptcy chscharge went through our scores both jumped afer no activity for a few weeks. Over two months in my case!
My credit score went increased from a 542 up to a 635. My wifes went raised up from a 580 to a 647. Not bad for just a couple days after the paperwork went through. These must have been electronic notifications. Hopefully others will get changes, and cause the credit scores to go up even further.
In a few weeks though we will have the task of going through the credit reports, and making sure information is correct, everything shows as IIB (Included in Bankruptcy) and there is no incorrect info. I’m sure there will be dicrepencies that will need to be corrected.
Here are links to Equifax which I’ve been using for several years to monitor our credit reports and scores:
Equifax Credit Watch Gold 3-in-1
Equifax Score Watch
Equifax Score Power