Today my wifes credit score jumped from a 551 up to a 580. This was do to accounts on her credit score being changed to IIB (Included in Bankruptcy).
No changes since November 22 for me.
We use several items from equifax to monitor our credit reports and credit scores. We use Equifax Credit Watch Gold 3-in-1, Equifax Score Watch, and Equifax Score Power Whis is pretty cool as you get e-mail alerts to notify you of any changes to your credit reports, or credit scores.
We completed the post filing (sometimes called pre discharge) debtor education course tonight. And just in the nick of time. You are required to have this completed 45 days after your 341 meetings. Depending on how you count today is 44 or 45. PACER shows 45 days. I hope this isn’t a problem. My lawyer will submit it in the AM.
Odd… but it must be most of the bankruptcy paperwork has slowed down, and most creditors have reported changes to the credit reporting agencies. Neither one of us has had any activity on our credit reports or scores for a few weeks now.
Well, just another few days, and a few more items being reported made my credit score increase to 532. Nothing very specific, but the alert stated less negative factors. This probably means more of the accounts have changed balances to $0.
The wifes credir scores have had no changes in over a week.