Today my credit score dropped slightly again, reversing the increase from a few days ago. It dropped from a 520 down to a 516 again. One credit card account shows a missed payment of $168.
No changes to the wifes credit scores in the last few days.
In case you havn’t been to my blog before or havn’t checked for a while I use the following to watch our credit.
Equifax Credit Watch Gold 3-in-1
Equifax Score Watch
Equifax Score Power
Today my credit score went up a little more to 520, from the other days 516 increase. It appears the balance of our car loan indicated a payment went through. Only two payments left. Yea!
However, my wifes score actually decreased, as the mortgage company recorded a late payment on the mortgage. Her score dropped from a 570 down to 549.
Several accounts are now showwing IIB (Included in Bankruptcy), but also accounts that had not been reported to all credit reporting agencies, are now being reported. This appears to have made the score drop to 509. Wow. That kinda sucks!
My wifes account now shows our Countrywide mortgage as IIB, which caused her score to drop to 570.
A few more accounts are showing included in bankruptcy. My credit score has now dropped to 523. My wifes is still up at 580 at this point.
I got an e-amil from my Equifax score watch showing another credit score drop. Evidently some of my credit cards are reporting “Included in Bankruptcy” which dropped me to 553. My wifes also dropped for the same reason to a 580 now. How low will they go?