Posts Tagged ‘credit history’

Increase in credit score today

Saturday, November 15th, 2008

Well, just another few days, and a few more items being reported made my credit score increase to 532. Nothing very specific, but the alert stated less negative factors. This probably means more of the accounts have changed balances to $0.

The wifes credir scores have had no changes in over a week.

Credit score dropped today

Wednesday, November 12th, 2008

Today my credit score dropped slightly again, reversing the increase from a few days ago. It dropped from a 520 down to a 516 again. One credit card account shows a missed payment of $168.

No changes to the wifes credit scores in the last few days.

In case you havn’t been to my blog before or havn’t checked for a while I use the following to watch our credit.

Equifax Credit Watch Gold 3-in-1
Equifax Score Watch
Equifax Score Power

My credit score went up and wifes went down

Saturday, November 8th, 2008

Today my credit score went up a little more to 520, from the other days 516 increase. It appears the balance of our car loan indicated a payment went through. Only two payments left. Yea!

However, my wifes score actually decreased, as the mortgage company recorded a late payment on the mortgage. Her score dropped from a 570 down to 549.

Slight credit score rebound

Wednesday, November 5th, 2008

Today I got notified that my score increased a few points back up to a 516. One Credit Card account went from a several thousand dollar balance to 0. Other than that nothing changed. Yea for 0 balances :)

Ouch! Credit Score drops to 509

Saturday, November 1st, 2008

Several accounts are now showwing IIB (Included in Bankruptcy), but also accounts that had not been reported to all credit reporting agencies, are now being reported. This appears to have made the score drop to 509. Wow. That kinda sucks!

My wifes account now shows our Countrywide mortgage as IIB, which caused her score to drop to 570.