Today my wifes credit score jumped from a 551 up to a 580. This was do to accounts on her credit score being changed to IIB (Included in Bankruptcy).
No changes since November 22 for me.
We use several items from equifax to monitor our credit reports and credit scores. We use Equifax Credit Watch Gold 3-in-1, Equifax Score Watch, and Equifax Score Power Whis is pretty cool as you get e-mail alerts to notify you of any changes to your credit reports, or credit scores.
It’s 2009! Neither one of us has had any activity in our credit scores in about a month. We are stagnant at 542 for me, and 551 for my wife. This is about a 136 points lower than a couple months before the bankruptcy, and my wifes is 196 lower than pre-bankruptcy.
Our 60 days toward our bankruptcy discharge should occur later this month. Hopefully score will rebound after the bankruptcy debt discharge.
Odd… but it must be most of the bankruptcy paperwork has slowed down, and most creditors have reported changes to the credit reporting agencies. Neither one of us has had any activity on our credit reports or scores for a few weeks now.
There have been no changes in my score the last couple weeks, but today my wifes credit score increased from a 549 to a 551. Only 2 points. This was from a lower balance being reported on the car loan… od that my score didn’t increase too.
Today my credit score increase went from a 532 to a 542. The credit alert from equifax stated items effecting score were not as harmful. The score is going the right direction. Up! Let’s keep going that direction.