Well… It just started to drop. One of the credit cards reported a late payment on my credit report, and countrywide (our home mortgage) which is in my wifes name, shows a missed payment.
This two late payments dropped my score to 623, and my wifes dropped 100 points! Down to a 628. The bankruptcy doesn’t even appear yet. You can see what happens if you miss payments. Ouch!
Tags: credit history, credit reports, Credit Scores, personal bankruptcy