The collection calls from the credit card companies are unbearable! We will be filing our bankruptcy case in the next few days. I have been avaoiding the calls, but they are at the point I needed to answer some of them.
We were getting over 125 calls a day! I suspect the reason is because I was avoiding them, and the automatic system would dial in some cases every 15 minutes. I talked to a couple but they say until we actually file our case their system may keep calling. Bank of America, and American Express seem to be the most frequent.
I just checked our credit report and scores again, but nothing has yet shown up late. We are about 60 days late now on most credit cards. If you are interested in seeing your credit scores, credit reports or signing up for the scorewatch product like I use check out these links:
Equifax Credit Watch Gold 3-in-1 (monitors all three credit reports)
Equifax Score Watch
Equifax Score Power
Tags: consultation, credit history, credit reports, Credit Scores, debt reduction