From my earlier post here you can see I have been monitoring my credit reports and scores for several years. Primarily for fraud protection, but also to know how I look for loans, etc. to the banks.
Previous to racking up a lot of credit card debt due to my business, I had credit scores over the 790’s. (Alomost 800!) My wife was in the mid to upper 700’s as well.
As my Credit card balances increased to over 75% of available balances, my score gradually dropped to about 680, and varied between 660-690 for over a year. My wifes stayed pretty steady.
So for now, although they are not horrible, and must banks consider them pretty good, financing is getting harder to obtain. I’m at a 680, and my wife a 740.
If you are interested in watching your credit report or scores you can get a one time purchase, or like us a monthly subscription to alert you of any changes to your report or credit score. I’ll put the links below.
Â
Get Equifax Credit Watch Gold 3-in-1 Now!
Get Equifax Score Watch Now!
Get Equifax Score Power Now!