Today was another consultation, but by phone this time. The attorney took most of the same info the first one did. This lawyer seemed a little more personable than our first consultation. I suggested we would really like to do a chapter 7 instead of a chapter 13 if possible. In reality we will have no income left over if we have to close the business. He stated we would have to do the “means test” I spoke of previously.
He stated It would take a couple weeks to file papers once all the documentation was received. We also discussed debt reduction programs as you are now hearing about all the time. I seems there are TV and radio ads running all the time.
It is looking more inevitable as time passes. Store sales are not recovering after the slow month last month, and I am not able to pay some other bills now coming due. Rent is several months behind now. Oh-boy.
Tags: attorney, Bankruptcy, bankruptcy lawyer, chapter 13, chapter 7, phone consultation